Dashboard/Robinhood Gold Card
Robinhood
Gold Card
Network
Visa
Annual fee
$60
Total perk value
$970
Claimed this year
$0
Unclaimed
$0
Credit scoreGood (670+)
MaterialMetal

3% cash back on everything. Requires Robinhood Gold ($5/mo).

3% Cash Back on All Purchases
Annual credit

Unlimited 3% cash back on every purchase, with no rotating categories, no caps, and no annual limit.

Deposited daily into your Robinhood brokerage account.

5% Cash Back on Travel (Portal)
Annual credit

5% back on flights, hotels, and car rentals booked through the Robinhood Travel portal.

3% Cash Back on Dining
Annual credit

3% back at restaurants, delivery apps, and food vendors — no enrollment required.

Cell Phone Protection
Annual credit

Up to $800 per claim, max $1,000 per year, for theft or accidental damage to your cell phone when you pay your monthly bill with this card.

$50 deductible per claim.

Extended Warranty
Annual credit

Doubles the manufacturer's warranty (up to 1 additional year) on eligible new purchases.

Purchase Security
Annual credit

Covers eligible purchases against damage or theft for up to 90 days from purchase date.

Auto Rental Collision Damage Waiver
Annual credit

Reimbursement for covered theft and collision damages on eligible car rentals.

Decline the rental company's CDW to activate.

Trip Cancellation & Interruption Insurance
Annual credit

Coverage for non-refundable travel expenses if your trip is cancelled or interrupted due to a covered reason.

Airport Lounge Access
Annual credit

Complimentary airport lounge access through the card's Visa Infinite benefits — access details vary by lounge network.

Visa Infinite benefit — confirm enrollment through Robinhood app.

3% IRA Contribution Match
Annual credit

Robinhood Gold members get a 3% match on IRA contributions (Traditional or Roth) — one of the highest available matches with no employer required.

Gold membership required ($5/month). Must keep funds invested for 5 years.

Margin Investing
Annual credit

Borrow at 5.75% interest for margin investing (vs 12% for non-Gold members).

Gold membership required.

5% Savings APY
Annual credit

Earn 5% APY on uninvested cash in your brokerage account with Robinhood Gold.

Rate varies. Gold membership required.

No Foreign Transaction Fees
Annual credit

No foreign transaction fees on international purchases.

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